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Can I Buy My First Home In Six Months?

I am a looking to purchase my first home in the next 6 months.my biggest issue is recent delinquencies on my credit report and lots of little open lines of credit. I have already closed everything on...

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Help me… help you. Help me, help you.

All of your Credit Repair, Mortgage, & Stump the Experts (although ‘experts’ is debatable) are in the HELP CENTER. Read, learn, write, mail, negotiate, write, mail and Raise Your Credit Score!

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Save & Settle

My credit is at least pretty bad, though I don’t know any actual scores. I have two charge offs, eight items in collections, and a state tax lien against me, and pretty much nothing positive for me. At...

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Building Credit References

Hi! I love the site – I’m learning a lot. I have a quick question: I looking to improve my 550 over the course of the next 1-2 years. I have a lot of old (and some bad) items on my report, and I don’t...

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Credit Repair Hodgepodge

Hi there!  I am interested in posting a question for response.  I don’t know if I am just supposed to write the question or wait for approval to post.  So, I will just ask here!  Sorry, if it is in the...

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Add Credit After Bankruptcy

my bankruptcy has been discharged and all creditors paid…what will I be able to buy on time that will be reported to raise my credit score?  I would really like to buy a small aluminum fishing...

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The Secured Solution

What do I do???  About 3 years ago, my husband and I decided that we wanted to fix our credit report, and logically, at tax-return time we paid off all accounts that were in collections.  We thought...

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Let’s Get This Credit Score Started

I tried to get a conventional 80/20 fixed rate 30 yr. term  and they said they ran my credit and I have NO CREDIT SCORE!  I do have a small (under $500) collection and maybe a small hospital bill or...

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I Hereby Goodwill You

Now that I have paid off all my credit card debt and I’m completely debt free, how do I improve my credit & credit score? I paid them off in full in Oct 2007 w/out settling for less than what I...

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Secured Credit Foundation

I found your site about 3 weeks ago and I’m almost addicted to it; I review it every night for about an hour. Your site has information about practical, every day situations and I thank you for making...

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